“A super-complaint is to be launched about the ‘murky practice’ of surcharges levied on customers who pay by debit or credit card.”
BBC News, 11th February 2011
Source: www.bbc.co.uk
Archive for the 'consumer credit' Category
Credit and debit card surcharges ‘are excessive’ – BBC News
Published February 11, 2011 banking , complaints , consumer credit , consumer protection , news Leave a CommentHSBC Bank Plc v Brophy – WLR Daily
Published February 4, 2011 consumer credit , law reports Leave a CommentHSBC Bank Plc v Brophy [2011] EWCA Civ 67; [2011] WLR (D) 33
“A clause in a credit card agreement which provided for the bank to determine the credit limit from time to time at its discretion by notifying the debtor of its amount was valid.”
WLR Daily, 3rd February 2011
Source: www.lawreports.co.uk
Please note once a case has been reported in one of the ICLR series the corresponding WLR Daily summary is removed.
Poundworld fined over faulty thermometers – The Independent
Published November 19, 2010 consumer credit , news , sale of goods Leave a Comment“Discount retailer Poundworld has been fined £5,000 for selling dangerously faulty digital thermometers and other medical items, it was announced today.”
The Independent, 18th November 2010
Source: www.independent.co.uk
Southern Pacific Securities 05-2 plc (in substitution for Southern Pacific Personal Loans Ltd) v Walker and another – WLR Daily
Published July 9, 2010 consumer credit , interest , law reports , Supreme Court Leave a Comment“A credit broker administration fee and the interest payable on it were properly included in the charge for credit within the meaning of the Credit Consumer Act 1974 and the Consumer Credit (Total Charge for Credit) Regulations 1980, and accordingly, since those items did not form part of the amount of credit as set out in a loan agreement made between parties in 2005, that amount was correctly stated and the agreement was enforceable.”
WLR Daily, 8th July 2010
Source: www.lawreports.co.uk
Please note once a case has been fully reported in one of the ICLR series the corresponding WLR Daily summary is removed.
Greater court protection for homeowners: consultation – Ministry of Justice
Published February 5, 2010 charging orders , consultations , consumer credit , debts , housing , Ministry of Justice , news Leave a Comment“A consultation on whether homeowners who have failed to repay consumer credit debts should have accrued a minimum level of debt before a court can order the sale of their home has been released today.”
Ministry of Justice, 5th February 2010
Source: www.justice.gov.uk
Unsolicited credit card cheques to be banned – The Independent
Published July 2, 2009 consumer credit , consumer protection , news Leave a Comment“The Government will today set out details of its plan to ban lenders from sending out unsolicited credit card cheques to consumers. The Government will today set out details of its plan to ban lenders from sending out unsolicited credit card cheques to consumers.”
The Independent, 2nd July 2009
Source: www.independent.co.uk
TRM Copy Centres Ltd v Lanwall Services Ltd – Times Law Reports
Published June 24, 2009 bailment , consumer credit , contracts , law reports Leave a CommentTRM Copy Centres Ltd v Lanwall Services Ltd
House of Lords
“The essence of hire was that the hirer acquired the use and possession of goods from the provider in return for a rent, whether payable in cash or kind.”
The Times, 24th June 2009
Source: www.timesonline.co.uk
